Ohio does not require drivers to have auto insurance, but drivers do need to demonstrate that they can bear the financial responsibility of an accident. The easiest and best way to demonstrate financial responsibility is to buy liability insurance.
Fortunately, it's easy to find cheap Ohio auto insurance quotes online.
What Ohio Requires
If you choose to get liability insurance for your Ohio car, the state requires the following minimum coverages:
* $12,500 bodily injury per person
* $25,000 bodily injury for two or more people
* $7,500 for property damage
These are minimum requirements, however most insurance experts would recommend you have higher coverage limits, especially if you have assets you need to protect. In addition, you can also buy optional coverages, including personal injury coverage, collision coverage, comprehensive coverage, and uninsured motorist coverage.
Getting a Quote Online
Maybe auto insurance isn't the first thing you think of buying online. Plane tickets, electronics, office supplies - sure. But car insurance? In fact, buying auto insurance online is not only fast and convenient, it's also the easiest way to get the best rate.
To find the cheapest quote for your auto insurance, begin by searching online for an insurance comparison website. On such a website you complete a simple form with information about yourself, your driving habits, your car, and the coverage limits and deductibles you want. You'll then receive auto insurance quotes from multiple A-rated insurance companies. After that all you have to do is choose the company with the best rate.
On the best comparison websites you can talk with insurance professionals online or by phone. This allows you to get fast and accurate answers to all your auto insurance questions. (See link below.)