There are actually several different ways to obtain auto insurance quotes online. You can either do a search for auto insurance and pick from the list of results or you could go straight to an insurance website and attain a quote from there.
Shopping around is the solution to finding better auto insurance quotes online. All you need to do is submit your zip code and the search will give you a list of insurers near you and also a list of companies who only conduct business on the Internet with no real-life brick and mortar stores. These are often the most expensive because you are paying for the ease of having the opportunity to click a few buttons.
Quite simply, you submit your zip code and when you have narrowed your auto insurance quotes online to about three companies and studied them, then you give them some additional info so they can look-up your driving record to determine a more precise quote. Remember that a quote is only a quote, mainly because they usually don't have all your information available yet. The true monthly cost could be significantly different then what you were initially quoted or it may be only a slight difference. However, those disclaimers are listed right on the internet site so don't be put off by this.
After receiving your auto insurance quotes online, stay with the companies which have phone numbers available on their site so that you can talk with someone in case you get snagged anywhere in the process of typing in your data. The rep will direct your call to a live insurance agent if they are unable to assist you themselves.
It is also important to remember that if you've been operating your vehicle without insurance for any period of time, your premium might be a bit more than it might be for a person who is just switching companies. This is due to the fact that driving without having insurance is illegal and in the eye of the legal system, it is one of the worst crimes you can commit with a vehicle. So, be aware of those basic details and you should be in a position to find the policy that best matches your desires.